m88 Terms and Conditions – Rules for Philippine Players

1Eligibility

The m88 platform is intended exclusively for players located in the Philippines who are aged 21 years or older. By creating an account, you confirm that you meet both requirements. m88 does not accept registrations from individuals located outside the Philippines, nor from anyone under the age of 21.

It is your responsibility to verify that online gaming is permitted under the laws applicable to your specific location within the Philippines. If you are unsure, you should seek independent legal advice before registering.

• Minimum age: 21 years old at the time of registration and throughout the use of the platform.
• Location: The platform is intended for players located in the Philippines only.
• One account per person: Each individual may hold only one active account on m88 at any time.

2Account Registration and KYC Verification

To access any real-money features on m88 — including depositing, placing bets, and withdrawing — you must complete the full registration process and pass KYC (Know Your Customer) identity verification.

During registration, you will be asked to provide your full legal name, Philippine mobile number, and a valid email address. You are required to submit a valid Philippine government-issued ID during the KYC process. Accepted documents include a Philippine passport, SSS card, UMID, PhilHealth ID, driver's licence, or any other government-issued identification bearing your photo and full name.

• Accurate information: All details you provide during registration must be accurate, current, and truthful.
• Account security: You are responsible for keeping your login credentials confidential. Do not share your password with anyone.
• OTP verification: m88 uses OTP (One-Time Password) for account access and withdrawals. You must have access to your registered mobile number at all times.
• KYC before withdrawal: No withdrawal request will be processed until KYC verification is completed and approved.

3Gameplay Rules

All games available on m88 — including slot games, live casino tables, eBingo, and fish games — are governed by individual game rules in addition to these general Terms and Conditions. The rules for each game are accessible within the game interface itself.

m88 uses certified Random Number Generation (RNG) for slot and RNG-based games. Live casino games are conducted with real dealers via live video stream. All game outcomes are final once a round is completed. Technical malfunctions that affect game integrity may result in the round being declared void.

• Final outcomes: Once a game round concludes, the result is final and cannot be reversed except in the case of a verified system error.
• No guaranteed results: All games involve financial risk. No outcome is ever guaranteed, and past results have no bearing on future rounds.
• Currency: All bets and payouts are denominated in Philippine Peso (PHP). No foreign currency is accepted.
• System errors: In the event of a technical failure that affects a game round, m88's decision on how to handle the affected round is final.

4Deposits and Withdrawals

All financial transactions on m88 are processed in Philippine Peso. Deposits are funded through local Philippine payment channels, including online/mobile banking with Philippine banks and supported e-wallets. m88 does not accept credit cards or cryptocurrency as payment methods for deposits or withdrawals.

Withdrawal requests are processed to your verified Philippine bank account or registered e-wallet (GCash or Maya). The name on your payment account must match the name on your verified m88 account. Withdrawals to third-party accounts are not permitted.

• Minimum amounts: Minimum deposit and withdrawal amounts apply and are displayed within the platform at the time of the transaction.
• Processing times: Withdrawal processing times depend on your chosen payment channel. Details are available on the Withdrawal page.
• Name matching: The name on your withdrawal account must exactly match your verified m88 account name. Mismatches will delay processing.
• No third-party transfers: Funds may only be withdrawn to an account registered in your own name. Transfers to other players or third parties are strictly prohibited.

5Bonuses and Promotions

From time to time, m88 may offer bonuses, promotional credits, cashback arrangements, or other incentives to registered players. All bonus offers are subject to specific terms that are published alongside each promotion when it is made available.

General bonus conditions that apply across all promotions on m88 include the following:

• Wagering requirements: Bonuses are subject to wagering requirements before any associated winnings can be withdrawn. The specific requirement is stated in each promotion's terms.
• One bonus at a time: Only one active bonus or promotional credit may be applied to an account at any given time, unless otherwise stated.
• Eligibility: Bonuses are available to eligible registered accounts only. m88 reserves the right to determine eligibility at its discretion.
• Abuse: Any attempt to exploit or abuse bonus offers — including through multiple accounts, coordinated betting, or other manipulation — will result in bonus forfeiture and may result in account suspension.

6Prohibited Conduct

The following activities are strictly prohibited on the m88 platform. Engaging in any of the conduct listed below may result in immediate account suspension, forfeiture of balance, and referral to the appropriate authorities where applicable.

• Multiple accounts: Registering or operating more than one account, whether under your own name or a different identity, is prohibited.
• False identity: Providing false, misleading, or fraudulent information during registration or KYC verification.
• Collusion: Coordinating with other players to manipulate game outcomes, exploit promotions, or gain an unfair advantage.
• Automated tools: Using bots, scripts, software exploits, or any automated method to interact with the platform.
• Money laundering: Using the m88 platform to process funds derived from illegal activity. m88 cooperates fully with anti-money laundering obligations.
• Underage play: Attempting to access or use the platform while under 21 years of age.
• Chargebacks: Initiating fraudulent chargeback requests with your bank or payment provider against legitimate m88 transactions.

7Privacy and Data

m88 collects, stores, and processes personal data as part of account registration, KYC verification, and ongoing platform operation. How we handle your personal information is described in detail in our Privacy Policy, which forms part of these Terms and Conditions.

By registering on m88, you consent to the collection and processing of your personal data as described in the Privacy Policy. This includes data shared during registration, identity documents submitted for KYC, transaction records, and platform usage information.

8Responsible Gaming

m88 is committed to promoting a safe and responsible gaming environment. Online gaming is intended as a form of entertainment — not as a source of income or a way to recover financial losses. All players are encouraged to approach gaming with a clear budget and time limits set in advance.

• Age requirement: The platform is strictly for players aged 21 and above.
• No guaranteed wins: m88 does not represent that any player will win, profit, or recover losses through gameplay. All outcomes involve risk.
• Self-management: Players are responsible for managing their own gaming behaviour, including time and money spent on the platform.
• Support resources: If gaming is negatively affecting your daily life, finances, or relationships, visit the Responsible Gaming page for guidance and support options.

9Account Suspension and Termination

m88 reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, if there is reason to believe that the account is being used in violation of these Terms and Conditions or in any manner that poses a risk to the integrity of the platform or other players.

• Grounds for suspension: Prohibited conduct, failed KYC verification, suspected fraud, chargeback abuse, or breach of any section of these Terms.
• Balance on closure: If an account is closed due to a breach by the player, any remaining balance may be forfeited. If closure is initiated by m88 without cause, any verified balance will be returned to the player through their registered payment channel.
• Self-exclusion: Players who wish to voluntarily close their account or request a self-exclusion period may do so by contacting m88 support directly.

10Limitation of Liability

m88 provides the platform on an "as is" and "as available" basis. While we make every effort to ensure the platform operates smoothly and securely, we cannot guarantee uninterrupted availability or complete absence of technical errors at all times.

To the maximum extent permitted by applicable law, m88 shall not be held liable for any direct, indirect, or consequential loss arising from your use of the platform, including but not limited to loss of funds due to technical failure, network disruption, or account compromise resulting from your failure to secure your own login credentials.

11Changes to These Terms

m88 reserves the right to update or revise these Terms and Conditions at any time. When changes are made, the updated version will be published on this page with a revised date. Your continued use of the platform after changes are published constitutes acceptance of the updated terms.

For significant changes, m88 may notify registered players through the contact information on their account. It is your responsibility to check this page periodically to stay informed of any updates.

If you do not agree with an updated version of these Terms and Conditions, you should stop using the platform and contact support to discuss closing your account.